Terms of Service

One Tap Accounts is a tool that lets you photograph receipts and other expense records. The Service records details such as merchant, date, and amount, files the renamed image, and produces exports such as an Excel file with attached receipt images. The Service is provided to help you organise your own records.

The Service is a software tool only. It is not an accountant, bookkeeper, tax agent, or financial, tax, or legal adviser, and nothing it produces constitutes accounting, tax, financial, or legal advice.

Any output described as “tax-ready,” “accountant-ready,” or similar means the data is formatted for your convenience. It does not mean the data is accurate, complete, or suitable for any tax filing or other purpose.

You are solely responsible for:

• the accuracy and completeness of all data captured, entered, or exported through the Service;
• reviewing all outputs before relying on them or submitting them to any authority, accountant, or third party; and
• the preparation, accuracy, and lawfulness of your tax filings, financial records, and any other use you make of the Service’s output.

We do not hold any responsibility for the accuracy of your filings or for any errors, omissions, penalties, interest, or losses arising from your use of the Service’s output. We strongly recommend you have your records reviewed by a qualified accountant or tax professional.

You must provide accurate information when registering and keep your account credentials secure. You are responsible for all activity that occurs under your account. You must be at least 18 years old and able to enter into a binding contract to use the Service.

The Service is provided on a paid subscription basis according to the plan you select. Fees are charged in advance for each billing period.

Your subscription renews automatically — monthly for monthly plans and annually for annual plans — until you cancel. By subscribing, you authorise us to charge the applicable fees to your payment method on each renewal until you cancel.

You may cancel at any time, effective at the end of your current billing period. We do not provide refunds for partial billing periods, and annual plans are non-refundable once the period has begun. Cancellation stops future renewals; it does not refund fees already paid.

We may change our fees or plans. We will give you reasonable notice before a change takes effect, and any change will apply from your next renewal.

We may suspend or terminate your access to the Service, in whole or in part, if you fail to pay any amount when due, if you breach these Terms, or if we are required to do so by law.

You may stop using the Service and cancel your subscription at any time. On termination, your right to use the Service ends. We may delete your data after termination, subject to our Privacy section below, so you should export anything you wish to keep beforehand.

You agree not to misuse the Service. In particular, you will not:

• use the Service for any unlawful purpose or to store unlawful content;
• attempt to gain unauthorised access to the Service or its systems;
• copy, modify, reverse-engineer, or resell the Service except as permitted by law; or
• use the Service in a way that could damage, disable, or impair it.

You retain ownership of the receipts, images, and other data you submit to the Service (“Your Data”). You grant us a limited licence to host, process, and store Your Data solely to provide and improve the Service.

We will handle Your Data in accordance with our Privacy Policy, which forms part of these Terms and will be made available to you. Until a separate Privacy Policy is published, we will collect and use Your Data only as reasonably necessary to operate the Service, and we will take reasonable measures to protect it. You are responsible for keeping your own backups of any data that is important to you.

The Service, including its software, design, branding, and all related intellectual property, is owned by One Tap International Limited or its licensors. These Terms do not grant you any rights in the Service other than the limited right to use it during your subscription.

We aim to keep the Service available and working, but we provide it on an “as is” and “as available” basis. We do not guarantee that the Service will be uninterrupted, error-free, or that it will meet your particular requirements. We may modify, suspend, or discontinue features from time to time.

To the fullest extent permitted by law, we disclaim all warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. Without limiting Section 2, we make no warranty that any output of the Service is accurate or suitable for tax, accounting, or any other purpose.

To the fullest extent permitted by law, our total aggregate liability to you arising out of or in connection with the Service or these Terms, whether in contract, tort (including negligence), or otherwise, will not exceed the total fees actually paid by you to us for the Service in the twelve (12) months immediately before the event giving rise to the claim.

We will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, goodwill, or business, arising out of or in connection with the Service, even if we have been advised of the possibility of such damages.

Nothing in these Terms excludes or limits any liability that cannot be excluded or limited under applicable law.

You agree to indemnify and hold harmless One Tap International Limited and its directors, officers, and employees from any claims, losses, liabilities, and expenses (including reasonable legal fees) arising out of your use of the Service, your data, or your breach of these Terms.

We may update these Terms from time to time. If we make material changes, we will notify you by reasonable means. Your continued use of the Service after the changes take effect means you accept the updated Terms.

These Terms are governed by the laws of the Hong Kong Special Administrative Region. You and we submit to the exclusive jurisdiction of the courts of Hong Kong to resolve any dispute arising out of or in connection with these Terms or the Service.

If you have any questions about these Terms, please contact us at:

One Tap International Limited

hello@onetapintl.app